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Good news for 2008.

It looks like good news for homeowners in the new year as economists are predicting as many as three 0.25% base rate cuts.

The first is expected in February giving welcome relief after the christmas period to those with variable rate deals.

It is likely that these variable-rate deals will be the most competitive in the new year offering better value than the fixed alternative.

However it is vital that you consider carefully whether to go for a fixed or variable deal as over-all cost is not the only important factor.

Complete the "Quote me now" form to be put in touch with your local, fee free mortgage specialist who will discuss this with you further and find the mortgage that best suits you.

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